Obama is DECEIVING us on HEALTH CARE - Beware Hidden Risks!

Some people have wondered why many working people, especially Catholics have stood by Hillary Clinton.

They accuse them of racism or simply of being 'out of touch' with their 'movement'

I think it is much less complicated. They are terrified of an increasingly terrifying aspect of our free market economy, incredibly high health care costs, costs which can destroy a family's hopes and dreams for a better future forever and leave them homeless and starving. The most common cause of bankruptcy and homelessness.

Obama is trying to work with the insurance companies. His healthcare guy, Jim Cooper, is a big benificiary of insurance company money. He helped kill universal healthcare in 1994. Its also come out in the past weeks that, embarassed, he is LYING to us on health care. Obama's healthcare plan would NOT SOLVE THE HUGE PROBLEMS THAT A GREAT MANY OF US WHO HAVE ANY KIND OF HEALTH ISSUE FACE WHEN IT COMES TO AFFORDABILITY. It does not even attempt to. Instead, he focuses on healthy people and getting them on paper as being insured BY CUTTING BENEFITS.

Many so called 'elites' may think they are immune from job loss. However, its NOT TRUE. Working people have no ILLUSIONS. They also realize how one health incident can ruin someone's life. A few weeks ago I wrote about that young woman who died because she could not pay off an older clinic bill.

According to the Kaiser Family Foundation, the cost of an average 'difficult' pregnancy, uninsured is
$287,000
. A hospital faced with an indigent patient and a bill that large, may write, say half of it off. But a person will still have their wages garnished for the rest of their life. If they own a home with their family, or any other large convertible assets, it WILL be taken. And, with bad credit, they will not be able to rent.


This is why
many people are voting for Hillary Clinton.

Working people, like many others, are disturbed by Obama's stance on healthcare relative to Ms. Clinton's. They realize that Obama isn't really solving the problems, just nibbling around the edges.

Ms. Clinton's healthcare plan would make a huge difference for that 20% of Americans who are currently
uninsurable
outside of a group plan. Obama uses deceptive language like "nobody can be turned away" and "no pre-existing condition can be excluded" to pretend he is, but his own economic advisor has admitted that it would be 'too expensive' to SUBSIDIZE the sicker 20% of the American people. (That is MUCH more than the 15 million Hillary claims - much more) - It would be too expensive, is what Goolsbee claimed (for both candidates, but Clinto has showed that SHE can overcome it, with a mandate.). Clinton HAS done the numbers and says it can be done while still covering everybody AND
capping out of pocket expenses at 5-10%
of a family's income. The way it can be done is by exercizing CLOUT. The clout that a government negotiation team would have IF THEY HAD A BUNDLE OF BOTH HEALTHY AND ILL TO BARGAIN WITH. If you just have ill, there is no bargaining power. You are at a disadvantage BECAUSE TREATING ILL PEOPLE IN THE UNITED STATES DOES COST A LOT OF MONEY. That is also why McCain's plan is doomed to fail. There is room for savings BUT NOT ENOUGH AS TO MAKE THESE DISEASES AFFORDABLE FOR MOST AMERICANS WHO HAVE THEM AT CURRENT WAGE LEVELS. Wages would have to go up dramatically, which is not going to happen in the current world economy. Wages will continue to go down, and we need to make it so people CAN STILL SURVIVE.

Hillary will give Americans the peace of mind that comes with having good healthcare coverage, a peace of mind that most other citizens of developed nations TAKE FOR GRANTED.

That is what is so new and LIFE CHANGING about Hillary Clinton's proposal. For many people, it would be the first time they had been able to get affordable health care. Our experience during World War II shows that when a large number of people gain health care, healthy lifespans and productivity increase. Dramatically. Studies have shown that some people are making important life decisions based on healthcare issues. Clinton's proposals would free millions. That would revitalize the economy. Perhaps that is what scares some. Wages might need to increase because people's insurance would no longer be so dependent on where they worked. People could start small businesses and business could stop laying off their older employees to lower their healthcare bills.

Under Obama, rationing would continue, even worsten. To get cheaper insurance, people assume more risk. Insurance companies pay less. They save the difference in their medical savings accounts so they are not broadsided. But many people don't have that money. Sick people often cant afford the cost. Insurance companies could ask 'a fair price' which for some people might be very high, as its based on the cost of their care, as well as the risk, Under Clinton, its based on income, the very poor and the unemployed would pay nothing or next to nothing. A major - actually, the largest - larger than simple unemployment - driver of the breakup of homes and families would be averted.

Thats much less than most poor families and individuals are paying now. The mandate makes it possible - its been explored in countless other countries and thats just the way it is. However, most low and medium income people would pay FAR LESS than they do now, and people without insurance - not just insurance, WORKING COVERAGE WITHOUT GAPS would not exist.

Obama
is clearly against
real universal coverage.

Real universal healthcare would make more of a difference for poor people than a black face in office. Black people are giving up a lot for that luxurious face, since it MEANS voting AGAINST Hillary AND HER HEALTHCARE REVOLUTION.

I would even say, THAT MAY BE WHY Obama IS THERE, running. It may be why he has had SUCH AN EASY TIME getting there to where he is, now. Can't you see? The right is desperate to avoid UNIVERSAL HEALTHCARE.

So, I ask you who insist Obama is 'your' candidate because he speaks for the poor. WHY DO YOU THINK SO? (From his voting record (or 'not voting' record..?)

All poor people DESPERATELY NEED universal healthcare. We cannot wait until 2012, the last year of Obama's term, for WHATEVER HE DOES. Did you know, thats his plan, to wait four yers before he even TRIES to get a bill passed?

Hillary is committed to pushing universal healthcare through. She cares about poor black people, poor white people, and she cares about the middle class. She also does not want to see this country torn apart by the forces of globalization and greed. She is trying to make this country prosperous in a SUSTAINABLE way which means PROTECTING PEOPLE DURING THIS HARD PERIOD. Its very clear.

I think Obama is in a sense a Trojan horse. He is being crafted to be taken in by the people, as a gift from the gods..

He is not a gift from the gods..

During World War II, a very great many people were employed in war related industry and in order to attract scarce workers, the concept of employer provided healthcare and the HMO were born. Millions of people received health insurance for the first time in their life.

Initially, this was a huge improvement over the previous situation. It was such a huge improvement that the overall health status of the United States improved so greatly that IT COMPLETELY CANCELLED OUT ALL THE DEATHS OF US SOLDIERS DURING WORLD WAR II from a health and longevity perspective, statistically.

THESE GAINS WERE ESPECIALLY DRAMATIC - IN THE BLACK COMMUNITY.

Another SIMILAR revolution in health status would happen under Hillary, and NOT under Obama.

Why under Hillary and not Obama? BECAUSE OF THE MODEL OBAMA USES, 'Consumer Driven Healthcare" trades afordability for coverage. This means high co pays, monthly caps, lifetime caps, high deductibles.

Obama-"choice" means PEOPLE DONT GO TO THE DOCTOR WHEN THEY NEED TO, EVEN IF THEY ARE 'INSURED'.

IT MEANS THEY DONT BUY DRUGS THEY NEED, EVEN IF THEY ARE 'INSURED'.

IT MEANS THAT WHEN THEY DO GET SICK, THEY STILL HAVE HUGE BILLS, JUST NOT AS HUGE.. (and they don't get written off, they get collected.) EVEN IF THEY ARE 'INSURED'.

Is it too much to ask for black people to vote for Hillary, if she PROMISES TO FIGHT TO GET HER HEALTHCARE PLAN PASSED AS WRITTEN WITHIN HER FIRST TERM, INDEED- STARTS RIGHT AWAY AND DOES NOT GIVE UP?

Judging from our statistically proven experience with health care in World War II, it would literally save the lives of a HUGE number of people.

Tags: adverse selection, cost shifting, equity, homelessness, homeownership, impoverishment, medical indigency, neighborhood destruction, obama, wage garnishment (all tags)

Comments

24 Comments

Re: Obama is DECEIVING us on HEALTH CARE - Beware

pffft what do those reporters and experts know about Obama's plan?

I am not going to put my lot in with experts, I am sorry, Obama's plan will help working class people, those who say it won't are elitist  

by TruthMatters 2008-05-06 06:56AM | 0 recs
Hilarious

Obama's plan will help working class people, those who say it won't are elitist
 

Sorry, the "facts" of Obama's plan don't match this.  Obama, like McCain, focuses on helping businesses, not working people.

by 4justice 2008-05-06 06:58AM | 0 recs
Re: Hilarious

pfft facts? we both know we can both produce facts that say what we want them to say.

by TruthMatters 2008-05-06 07:01AM | 0 recs
Adding lots of refs now.. Just wanted to get it up

stay tuned. This is very easy to document.

Also, read my past diaries, there are links, follow them.

by architek 2008-05-06 07:08AM | 0 recs
Re: Hilarious

So NOW the experts don`t matter but the do when it comes to HRC.Hypocrites

by gunner 2008-05-06 07:09AM | 0 recs
Re: Hilarious

actually thats the very point I am making.

it doesn't sound smart to say you are ignoring experts on a subject they are experts about does it?

by TruthMatters 2008-05-06 07:20AM | 0 recs
Re: Obama is DECEIVING us

He is not bashing universal healthcare, he is bashing her plan... which is universally mandated private insurance....

by JenKinFLA 2008-05-06 07:18AM | 0 recs
Re: Obama is DECEIVING us

And Clinton's talking points on everything else are as well... on RW talkingpoints by a Democrat, we can agree...

I've got problems with mandating private insurance... premiums go down in theory... I'm wondering about in practice.. people say, well, everyone has to buy it, so... yeah... everyone has to buy car insurance too... why don't you bring up premiums for that with a group of random people and watch them get hostile...?

How do you enforce it...?

How do you pay for the covereage gap that the government is picking up the tab for...?

How do you convince the actual populist Democrats in Congress to pass a measure that mandates private insurance?

by JenKinFLA 2008-05-06 07:36AM | 0 recs
Re: Obama is DECEIVING us

Actually, mandated auto insurance, coupled with legislation requring stronger regulation of auto insurers has resulted in lower auto insurance rates in California.

by LakersFan 2008-05-06 10:24AM | 0 recs
Re: Obama is DECEIVING us

When a man says he approves of something in principle, it means he hasn't the slightest intention of putting it into practice.

by gunner 2008-05-06 07:54AM | 0 recs
Re: Obama is DECEIVING us

All universal plans are mandated -- the fact that everyone participates is what makes them universal. Obama's plan relies on private insurance too, it's just not universal. If we're going to be stuck with the bad aspects of a privately run health care system, we should at least get universal coverage out of it. That's what Clintons plan does. Obama's plan also would be privately run, for-profit health care, but it would not be universal, will not control costs, and will not guarantee coverage to people who have low incomes. Obama's plan doesn't solve the big problems of health care in this country.

by LakersFan 2008-05-06 10:17AM | 0 recs
Oh joy

Another day, another myopic architek smear of Obama's health care plan, which is nigh identical to Clinton's.

Of course, we're not listening to experts anymore, so... go for it.

by Dracomicron 2008-05-06 07:08AM | 0 recs
Obama's plan LEAVES MILLIONS OUT..

Its a tribute to the OBFUSCATORY POWER of the MSM and the GULLIBILITY of people like YOU, Dracomicron.

For somebody who insists they know this issue, I suggest you spend one day in the shoes of somebody who has lost their job, home and family because they got hit by a car one day, and then come back and report.

Many states already have 'plans' like Obama's and THEY DON'T WORK.

People STILL can't afford health care.. Even healthy people end up having huge financial problems because they are poor, buy the cheapo plans (read between the lines of 'choice' mantra) and THOSE PLANS DONT COVER A LOT.

by architek 2008-05-06 07:43AM | 0 recs
Yeah, it is horrible

No question it's bad.  I am not wealthy.  I have had lots of medical problems.  I'm looking at thousands of dollars uncovered by my insurance from an emergency room visit earlier this year.

I'm not gullible; I looked into the issue.  I want something that will help me, not an empty promise that will get filibustered in Congress.

I'm not going to argue the minutae with you; getting bogged down in point after point when you've shown no interest in any facts relating to the matter is pointless.

by Dracomicron 2008-05-06 07:59AM | 0 recs
Re: Obama is DECEIVING us on HEALTH CARE - Beware

As Clinton's plan requires people to buy private insurance, I can see why the insurance lobby is not up in arms about it... it would be a boon for them.

Neither plan is perfect, both have there flaws, but, in the absence of government run healthcare, mandates scare the beejeesus out of me...

by JenKinFLA 2008-05-06 07:10AM | 0 recs
Medicare is not private

Hillary has a public plan like Medicare that anyone will have access to. Hence the word, PUBLIC. In case you are not aware, Medicare is funded by the goverment and have a 2-3% administration cost so the public plan will be alot cheaper. Also, Clinton has far more cost limits and more subsidies than Obama's plan so even the poor and struggling families can afford it. If you are poor, unemployed or low income than your health care will be payed for by the govt. From what I understand of Obama's plan is that he does not have a Medicare for all option. His plan will only give you access to private insurers and the Congress plan. How the hell his plan will lead to single payer without a govt. funded option is beyond me? I wish someone will explain how Obama's plan will lead to single payer without a govt. funded program like Medicare. The brilliance of Hillary's plan is that the private insurers who have a 20-30& administration cost will be force to compete with the public plan which has a 2-3% cost. This will force the private insureres to force their cost down or risk going out of business. Under Obama's plan, the private insureres will still have the same administration cost so insurance will not go down. There is no public plan like Medicare to compete with. Finally, the Congress plan still cost $175 a month which is still expensive if you are poor. Obama does not have any subsidies to help them. So actually Obama is misleading you. The poor and low income will hurt badly under Obama's plan than Hillary's.

by maddie900 2008-05-06 07:27AM | 0 recs
Re: Obama is DECEIVING us

Car insurance is mandated... homeowners insurance is mandated... unless you own your house outright...

Premiums for both of those things are still high...

by JenKinFLA 2008-05-06 07:38AM | 0 recs
The PENTAGON consumes a HUGE chunk of the budget

If we took 10% of that Pentagon budget, we could cover all the sick people in America.

If we took another 5% we could STOP world hunger..

Think about that. What would that do for our homeland security? A LOT.

by architek 2008-05-06 07:46AM | 0 recs
Re: The PENTAGON consumes a HUGE chunk of the budg

Uh huh... and the Military Industrial Complex will never ever let that happen.

by JenKinFLA 2008-05-06 10:05AM | 0 recs
Idiots - Hillary would COVER THE POOR FOR NOTHING

Now do you see why they picked a black man to deliver the bitter greed syrup?

by architek 2008-05-06 07:47AM | 0 recs
Re: Idiots - Hillary would COVER THE POOR FOR NOTH

What does this even mean?

by JenKinFLA 2008-05-06 10:05AM | 0 recs
Re: Obama is DECEIVING us on HEALTH CARE

Am I the only one who thinks that we're unlikely to have any significant legislation on health care in the next term? All this talk about minor differences in health care plans, I feel like I'm being asked to consider the differences between the candidates' plans to colonize Mars.

by Mobar 2008-05-06 07:46AM | 0 recs
Another false meme..

People are FREAKING OUT about healthcare. Nomatter who gets in there will be demonstrations if this issue is not dealt with. many Obama supporters dont realize he will delay until 2012 (or so he says, which should be a clue as to his true intent)

There will be domonstrations and possibly civil unrest, which is the extreme right's wet dream.

Wouldn't you rather have Hillary in there who we KNOW WILL FIGHT TO GET SOMETHING IN PLACE - THAT WORKS FOR PEOPLE.

Obama IS AGAINST UNIVERSAL HEALTHCARE.. That is HOW HE IS GETTING INTO OFFICE...

Thats WHY he is getting so much money... Not the myriad small donors.. the BIG donors are where the real money comes from.

by architek 2008-05-06 07:51AM | 0 recs
Healthcare makes more of a difference for poor tha

Real universal healthcare would make more of a difference for poor people than a black face in office. MANY poor people are not even black, and one could make a very good argument that Obama was against the interests of the poor from his voting record (or 'not voting' record..is more like it)

Hillary is committed to pushing universal healthcare through. She cares about poor black people, poor white people, and she cares about the middle class. She also does not want to see this country torn apart by the forces of globalization and greed. She is trying to make this country prosperous in a SUSTAINABLE way which means PROTECTING PEOPLE DURING THIS HARD PERIOD. Its very clear.

I think Obama is in a sense a Trojan horse. He is being crafted to be taken in by the people, as a gift from the gods..

He is not a gift from the gods..

During World War II, a very great many people were employed in war related industry and in order to attract scarce workers, the concept of employer provided healthcare and the HMO were born. Millions of people received health insurance for the first time in their life.

Initially, this was a huge improvement over the previous situation. It was such a huge improvement that the overall health status of the United States improved so greatly that IT COMPLETELY CANCELLED OUT ALL THE DEATHS OF US SOLDIERS DURING WORLD WAR II from a health and longevity perspective, statistically.

THESE GAINS WERE ESPECIALLY DRAMATIC - IN THE BLACK COMMUNITY.

Another SIMILAR revolution in health status would happen under Hillary, and NOT under Obama.

Why under Hillary and not Obama? BECAUSE OF THE MODEL OBAMA USES, 'Consumer Driven Healthcare" trades afordability for coverage. This means high co pays, monthly caps, lifetime caps, high deductibles.

Obama-"choice" means PEOPLE DONT GO TO THE DOCTOR WHEN THEY NEED TO, EVEN IF THEY ARE 'INSURED'.

IT MEANS THEY DONT BUY DRUGS THEY NEED, EVEN IF THEY ARE 'INSURED'.

IT MEANS THAT WHEN THEY DO GET SICK, THEY STILL HAVE HUGE BILLS, JUST NOT AS HUGE.. (and they don't get written off, they get collected.)
EVEN IF THEY ARE 'INSURED'.

Is it too much to ask for black people to vote for Hillary, if she PROMISES TO FIGHT TO GET HER HEALTHCARE PLAN PASSED AS WRITTEN WITHIN HER FIRST TERM, INDEED- STARTS RIGHT AWAY AND DOES NOT GIVE UP?

It would save the lives of a HUGE number of people.

by architek 2008-05-06 08:59AM | 0 recs

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