Misconceptions Exploited By Obama Healthcare Apologists
by architek, Thu May 14, 2009 at 12:32:02 PM EDT
The list is very long and the "public option" PR campaign is clearly extremely well organized and well funded, but you can't put lipstick on a pig, and the healthcare industry-centric and unacceptably vague, probably unaffordable "public option" exposes Americans to far too much risk. In this economic climate, we should be following the path we KNOW can lead to a successful, healthy nation, joining the civilized nations in the 21st century.
1.) The primary vehicle for channeling health care to low income people, Medicaid, is a means tested loan program, it is not a grant or an insurance plan, per se. the huge bills incurred by the poor are supposed to be repaid.
That said, Medicaid has saved hundreds of thousands of lives of people who would not have been able to get health care any other way. For example, people with AIDS. Typically, it steps in after they have lost jobs and spent most of their pre-illness assets on medical care. (I think they are allowed to have some assets, the equivalent of around one months rent in urban areas)
The interest rate for repayment on Medicaid's loans is I think 9%. people often have to sign over assets like homes, inheritances, and lawsuit settlements to repay their medical debt to Medicaid. People are trying to imply that a non-single payer public option would somehow offer free money to the poor for insurance. Also, I think they are downplaying by a huge margin the probable expense of the insurance plan, given what such comprehensive plans cost nationally.
2.) I think it is extremely imprudent to NOT rush into a decision on healthcare without considering all of the options, and to date, discussion on single payer seems to have been suppressed, sometimes brutally. Any salesman who says "buy now or its gone" is trying to hide something. I strongly recommend that all of you watch the film Sicko, (I think you can find it online through Google) which shows how incredibly different the universal healthcare systems in a number of countries are from the propaganda, It will make Americans nostalgic for the simpler times of the past when healthcare was not this black cloud hovering over our nation. People in other countries still live like that, they still have fun. Life goes on for them.
3.) Why hasn't Obama spoken more about the affordability issue?
and how adverse selection will quite possibly push affordability out of reach, barring some kind of mandate, (unlikely because of Obama's reluctance to reign in costs.)
From what I can see, the chance seems very high that the insurance part of the so called "public option" - the policy of last resort for the sick and generous, will be unacceptably expensive for that reason. Adverse selection, the flocking of the sick with substantial healthcare needs and no other insurance options to the plan. In fact, Obama's own chief economic advisor Austan Goolsbee admitted so much last year, when he said that there wasn't enough money to cover the healthcare needs of the chronically ill in either Obama's or HRC's plans (its worth reading because its an honest statement that seems rare in this debate, and he also explains adverse selection pretty well) See Which Democrat's Health Plan Really, Truly Covers More People?
Its alternately tragicomic and terrifying the willingness the relevant Dems have been to gloss over the important weaknesses in the public option they are trying to promote without explaining acceptably. One has to wonder, if they are so willing to lie about this all important issue, what else are they lying to us about? See Obama Push to Cut Health Costs Faces Tough Odds and Schumer Offers Middle Ground on Health Care
I hate to say it,but from the beginning, the Obama campaign has been lacking the mettle and courage to stand up for what is right that we need to address these kinds of problems. Like a big ball of cotton candy, you bite in and all you get is sickly sweet air.
One gets the impression that perhaps Mr. Obama's race was a factor in his selection, as it apparently enables his apologists to ignore his not addressing crucial issues like healthcare affordability for the middle class. Either that, or he has some gift for obfuscation that will lead us in a convoluted path o affordability, a la brer rabbit. But, how I don't see it, The chatter seems scripted, as if the chatterers were paid by their use of this word, they endlessly repeat the mantra "public option" trying to distract us from the ALL important affordability issues. I am guessing that money has a hand in this situation somewhere
Articles you should read:/p>
Illness And Injury As Contributors To Bankruptcy: Even universal coverage could leave many Americans vulnerable to bankruptcy unless such coverage was more comprehensive than many current policies. By David U. Himmelstein, Elizabeth Warren, Deborah Thorne, and Steffie Woolhandler