Important: Call/Fax To Prevent Unaffordable Healthcare Scam

The Finance Committee is meeting again next Tuesday. The options they have been discussing so far are anemic. They can't save enough to make healthcare affordable and won't - don't even seem to try, to address the huge number of uninsured or especially the uninsurable people (everyone with chronic health issues, the 20% of all uninsured Americans - the people who the commercial insurers don't want to insure for any price.)

Their care wont EVER be "profitable". Obama is implying that he may help them, but his proposals don't begin to save enough money to do it. Certainly it wouldn't be possible without subsidies that, because of adverse selection would become too expensive. If Obama's publc option needed to be revenue neutral, premiums would rise as sick people joined up, subsidies if they existed, would not be funded adequately. There would be bitterness because of the unaffordable expense of the premiums of the public option. Lets not fool ourselves, there is no safety net. Obama's public option doesn't provide one. In this economy it isn't what we need. What we need is single payer, universal health care for all. Politically, this nation is in a state of crisis because of the unaffordability of basic healthcare. It is the single largest cause of bankruptcies and homelessness. There is no safety net. Just look at the states failure to fund a Medicaid for single adults, in 41 states you can be penniless with NO income and unless you have kids, they wont help you with one penny. That means that adults dont get care - people are desperate. We can't let them waste another decade. In ten years, the money wont be there. Realistically, Obama's public option can't help most of us. Its rearranging deck chairs on the Titanic, his own economic advisors have admitted that they cant have a mandate BECAUSE they wont be able to make healthcare affordable. Subsidies would probably be limited to the poorest of us only- Obama's proposals to date conspicuously preserve the existing system which ties insurance to jobs, keeping wages down, reducing innovation in our economy by making it hard to start new businesses, and by all accounts preventing those near or over 40 from getting jobs that they are otherwise qualified for because of the higher cost of insuring them.

Obama says "nobody will be turned away IF they can afford the premiums". That is a big "if" because if the public option requires guaranteed issue, the public option will be a magnet for people with high medical costs. The name of this effect is adverse selection, and its been a serious problem from the beginning with Obama's proposals. If the public option looks like the high risk pools.. as insurer of last resort its premiums will rise.. We wont be able to afford Obama's untested experimental procedure because of adverse selection

Please follow the link below to the phone numbers for the Finance Committee. Dont let them sacrifice affordable healthcare and subject millions of Americans to Obama's risky untested medical procedure..Its designed to fail, its not going to be affordable, and our rising costs won't stop. He throws away a historic opportunity and exposes us to much more risk and costs than we can afford - probably for another decade - Our lives and futures will be sacrificed on the altar of their lobbyists and their status quo.

Senate Finance Commitee: 202-224-4515
http://finance.senate.gov/sitepages/committee.htm
MAX BAUCUS, MT: 202-224-2651
JOHN D. ROCKEFELLER IV, WV: 202-224-6472
KENT CONRAD, ND: 202-224-2043
JEFF BINGAMAN, NM: 202-224-5521
JOHN F. KERRY, MA: 202-224-2742
BLANCHE L. LINCOLN, AR: 202-224-4843
RON WYDEN, OR : 202-224-5244
CHARLES E. SCHUMER, NY: 202-224-6542
DEBBIE STABENOW, MI: 202-224-4822
MARIA CANTWELL, WA: 202-224-3441
BILL NELSON, FL: 202-224-5274
ROBERT MENENDEZ, NJ: 202-224-4744
THOMAS CARPER, DE: 202-224-2441

Tags: adverse selection (all tags)

Comments

6 Comments

Re: Important: Call/Fax To Prevent Unaffordable He

Know what I can't figure out?  How do robots and Nazis tie in?

Go ahead, Architek, lay it on me.  You know you want to.

by fogiv 2009-05-10 07:53PM | 0 recs
Re: Important: Call/Fax To Prevent Unaffordable He
Obama's risky untested medical procedure

Dude...  they totally gave him an anal probe.  The robot nazis are learning from the space aliens, so it's just a matter of time before we're all condemned to a NOBAMA-FILLED LIVING HELL WITHOUT UNIVERSAL HEALTH CARE.
by TexasDarling 2009-05-10 08:19PM | 0 recs
Re: Coverage

The outrage isn't about the anal probe. It's about the Co-Pay for the anal probe. I get anal probes on a regular basis, as I have a family history and a few polyps have been removed from the series of tubes most readily accessed thru my anus. They are a little humiliating (the probe procedures), but at least I can afford them.

Don't misunderstand me. I did not read architex's diary. I only read the comments. Good comments by the way.

by QTG 2009-05-11 05:48AM | 0 recs
Re: If only you had any credibility

This.

Architek -- To be honest, if you want to be taken seriously, choose a new name and start over.  No one will hold it against you.

by TexasDarling 2009-05-10 08:22PM | 0 recs
Source?

"nobody will be turned away IF they can afford the premiums"

Please provide a source for this direct quote.

by jsfox 2009-05-11 04:21AM | 0 recs
Actually, for many people

help wont come until they have lost almost everything they own, Then it will come in the form of Medicaid, after they have spent every penny they have, and it will be a LOAN

With a 9% interest rate..

Many people will be paying it off for decades.. when before they would have been written off.

by architek 2009-05-15 03:02PM | 0 recs

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