Healthcare 'Reform': First thing To Go Is 'AFFORDABLE'
by architek, Mon May 18, 2009 at 08:04:47 AM EDT
I am going to attempt to make a list of the ways that the opponents of affordable healthcare are spinning the situation so they can keep healthcare costs expanding. They are already too high and they are going to get higher and higher, relative to most of our income, unless we take steps now to change that.
1.) Anything thats OPTIONal doesn't save enough money to make healthcare affordable. Why, because the two systems have to exist side by side, and as the cost of the armies of bureaucrats, is huge, and since also the cost of paying for healthcare for the sick is so expensive, its basically a choice, which one do we choose. If we keep both, we simply could not save any money, in fact, two options side by side means administrative costs rise, they might hit 40%
thats what happened in MA. net result, healthcare is LESS AFFORDABLE
2.) Schumer's proposal to make 'public option' "revenue neutral" means that the public insurance will soon cost MORE than private insurance. It will be better, but unaffordable to almost everybody. Sick people might find a way to pay, because they will need a plan that, for example, covers more, but the more of them who join, the higher the premiums will have to go thanks to Schumer's constraint. This is called "adverse selection", and the result will be prices getting higher and higher, soon the well wont be able to afford it. It will die and the right will say that universal healthcare "failed"
3.) Medicaid is not Medicare!!! BEWARE!Medicaid is a LOAN - for the indigent, and its only available once you have literally been rendered penniless by debt. Then it adds even more debt. At 9% interest. Medicaid will NOT HELP MAKE HEALTHCARE AFFORDABLE IN THE WAY MOST OF US THINK IT WILL. Expanding Medicaid will reduce insurers costs, because right now hospitals pass on those costs to others. The poor will have to pay them directly. No more writeoffs or free riders. THEY WILL OFTEN NEVER BE ABLE TO REPAY AND THE DEBT WILL MAKE THEM A NEW UNDERCLASS, LIKE ILLEGAL IMMIGRANTS.
4.) Public option means that the existing system is preserved, even strengthened because the insurance companies will get to have the poorest pay back their loans, making showing up at the emergency room extremely dangerous for the poor if they want to keep their rented apartments, any car, etc.. The repayment of these Federal loans becomes a crushing burden for people who are low income. The principal keeps increasing, until its too high for them to shrink. Wages will be garnished. Loans rescissed if the application was not truthful (then the govt will sue to recover money paid out, retroactively) Eventually, this may drive many poor to flee the US or join some underground economy somewhere. That is why and how many Europeans came to the US. We should learn that lesson from our own history.
5.) Single Payer - Free Health Care could revitalize our economy. Many people's productivity is seriously impacted by lack of real healthcare. Insurance companies currenly give us mediocre to terrible healthcare. There is proof of the benefit. The improvement in health status after WWII, along with the GI Bill, is arguably one of the largest causes of the postwar boom years. People would be able to start businesses if they were not burdened with healthcare costs.
6.) Our current system discourages business from hiring workers, especially those nearing or over 40. The IEEE says that technology will eventually be smart enough to do almost any job. The question is not "if?" its "when?"
THAT MEANS A NEAR FUTURE WHERE JOBS WILL BE VERY SCARCE FOR MOST ALIVE TODAY. Do we really want to be discouraging businesses from hiring people in this way when most of our competitors don't any more? THEY HAVE UNIVERSAL HEALTHCARE.
7.) Stress causes Brain Damage. that lasts for the rest of your life.