Obama responds to criticism of his healthcare plan.

The criticisms of Barack Obama's healthcare plan has been running rampant like every other criticism of his candidacy as of late.  In an interview with the Las Vegas Sun, Obama said:

"If we are controlling costs and making premiums affordable, people will eagerly get health care," he said. "Some others have said you have to have a mandate for universal health care, but that assumes there are a bunch of people running around out there trying to avoid buying health care insurance. That's just not the case. The problem they have is they can't afford it."

Obama makes an excellent point here.  Critics assume that healthcare will become universal simply because of a mandate, however, auto insurance is a requirement as well and there a lot of people without it because they cannot afford it.  On the other hand, if healthcare becomes affordable to all then it will become universal as result of being universally affordable.  Most people do not have healthcare because they cannot afford it not because they were not forced to buy it.

Bottomline, affordability is the key to universal healthcare and not mandates as the critics would have you believe.



Display:


Re: Obama responds to (none / 0)

On this point, Edwards' and Obama's plans aren't really different despite the mandate, because both would essentially subsidize people and/or lower costs to the extent that it wouldn't be a problem for anyone to get health insurance.


"And so in the place of the palace of privilege, we seek to build a temple out of faith and hope and charity."-FDR
by jallen on Thu May 31, 2007 at 08:29:56 PM EST

Agreed. (3.00 / 0)

I am of the opinion that this is generally going to be the way that we achieve universal healthcare.  There seems to be a large concensus forming around Edwards' and Obama's idea.


Obama Citizen Ad Videos
by lovingj on Thu May 31, 2007 at 08:32:39 PM EST
[ Parent ]

The problem is... (none / 0)

That we can't have affordability of healthcare so long as we have private, for-profit insurance corporations acting as middlemen.  Look, not even the mafia takes 30% off the top!  And no other industrialized country uses care dollars to support this kind of enormous middleman-infrastructure....and they all provide better healthcare at about half the cost.


Join the California Nurses Association/National Nurses Organizing Committee to fight for guaranteed, single-payer healthcare: www.GuaranteedHealthcare.org/blog
by California Nurses Shum on Fri Jun 01, 2007 at 01:29:32 PM EST
[ Parent ]

Re: The problem is... (none / 0)

Actually the Mafia takes alot more than 30% off the top. 30% is pretty standard retail markup and is even on the low side.

And what both Obama's and Edward's plans do is force the private insurance comapnies to compete with a subsidized public plan as well as with each other.

This is a good thing.


by Mystylplx on Fri Jun 01, 2007 at 01:43:46 PM EST
[ Parent ]

Re: The problem is... (none / 0)

"And what both Obama's and Edward's plans do is force the private insurance comapnies to compete with a subsidized public plan as well as with each other."

  What part of this makes sense?  If we are going to subsidize a public plan (a universal Medicare plan) why do we bother messing around insurance companies.  All that will do is drain off resources in the investor pool that would better be directed to the public benefits pool...and what private business can compete with a public plan if it is run properly.  I go to the doctor when I get sick, the doctor fixes me and sends the bill to the government.  One deliverer of service, one patient and one payers.  You cannot get any simplier or effiecient than that.  Anything other than than is an insurance industry subsidy plan NOT a healthcare plan.


Steve Love
by Steve Love on Fri Jun 01, 2007 at 05:24:42 PM EST
[ Parent ]

The real problem is... (3.00 / 1)

We have a hospital system that charges $15 for an aspirin. That's where we need to look to start cutting unnecessary costs. If the insurance industry really only has a 30% markup then they are definitely not the villians here.


by Mystylplx on Fri Jun 01, 2007 at 02:18:07 PM EST
[ Parent ]

Re: Obama responds to (3.00 / 4)

There are a number of differences from what I've read and heard.  

1. Obama's plan gives malpractice reform, Edwards' plan doesn't.  

  1. Obama's plan has catastrophic coverage, Edwards' plan doesn't.
  2. Obama's plan makes Health Care a choice, whereas Edwards plan makes Health Care a requirement.  
  3. Obama's plan has a watch dog over private companies to watch premiums, etc.
  4. Edwards' plan creates regional markets whereas Obama's plan makes one public health care group.  

Small differences, yes.  But they are differences.  


by JeremiahTheMessiah on Thu May 31, 2007 at 09:12:31 PM EST
[ Parent ]

Interesting. (none / 0)

Good run down.


Obama Citizen Ad Videos
by lovingj on Thu May 31, 2007 at 09:20:13 PM EST
[ Parent ]

Re: Interesting. (3.00 / 2)

But inaccurate.

http://www.mydd.com/story/2007/2/5/15200 /45347

Obama has a national health insurance exchange but it's not a national pool that will drive down costs. It's only for people who's employers don't provide coverage for them. And those employers will be encouraged to still provide coverage (through penalties if they don't) so we don't move towards a public plan at all.


by adamterando on Thu May 31, 2007 at 09:47:22 PM EST
[ Parent ]

Re: Interesting. (3.00 / 0)

The national health insurance exchange is supposed to help people move into the private system if they want to.  Obviously they line up different plans and let you pick.  If I were an insurance company, I'd like to be the best plan on that list.  Competition again.  


by JeremiahTheMessiah on Thu May 31, 2007 at 09:53:40 PM EST
[ Parent ]

Re: Interesting. (none / 0)

But that's not one public health care group.


by adamterando on Thu May 31, 2007 at 10:13:50 PM EST
[ Parent ]

Re: Interesting. (none / 0)

I'm not saying it is.  


by JeremiahTheMessiah on Thu May 31, 2007 at 10:45:13 PM EST
[ Parent ]

Re: Interesting. (3.00 / 1)

"Edwards' plan creates regional markets whereas Obama's plan makes one public health care group. "


by adamterando on Thu May 31, 2007 at 10:48:22 PM EST
[ Parent ]

Re: Interesting. (3.00 / 0)

"The national health insurance exchange is supposed to help people move into the private system if they want to.  Obviously they line up different plans and let you pick.  If I were an insurance company, I'd like to be the best plan on that list."

Nowhere in there am I saying the national health insurance exchange IS a public health care group.  That's what you were throwing at me.  

Obama will make available a new national health plan which will give individuals the choice to buy affordable health coverage that is similar to the plan available to federal employees.

Pardon me, I should have said National health plan.  Either way.  It means the same to me either way.  


by JeremiahTheMessiah on Thu May 31, 2007 at 11:00:31 PM EST
[ Parent ]

Re: Interesting. (3.00 / 1)

Even this though, isn't the national plan only available to those who don't have access to coverage through their employers?


by adamterando on Thu May 31, 2007 at 11:02:24 PM EST
[ Parent ]

Re: Interesting. (none / 0)

yes.

the national public plan is for the unemployed, self-employed and small business. However. big employers could join the plan if they chose, that would just expand the pool.

In that sense it could move it toward single payer. But edwards' plan is more agressive in that sense.


by dpg220 on Fri Jun 01, 2007 at 10:56:15 AM EST
[ Parent ]

Re: Interesting. (none / 0)

"However. big employers could join the plan if they chose, that would just expand the pool."

They're not encouraged to do so though right?


by adamterando on Fri Jun 01, 2007 at 11:01:11 AM EST
[ Parent ]

Re: Interesting. (none / 0)

That's what makes it competition. Edwards plan offers incentives to employers to join the public plan. Obama's plan doesn't.

Personally, I really like the idea of the public and private plans competing. bureaucracy's tend to swell if not kept in check, but one that has to compete with private companies to remain relevant will not do that so much. Private companies tend to swell in the quest for profits, but if they have to compete with a subsidized public plan they will not do that so much.

This is a good thing.


by Mystylplx on Fri Jun 01, 2007 at 12:49:49 PM EST
[ Parent ]

Re: Interesting. (none / 0)

"If I were an insurance company, I'd like to be the best plan on that list.  Competition again."

  No!  You want the most profitable system because it is profits not competition that is the brass ring that all business's grab for.  What will pass for competition will be a bewildering chart of services and copays that a Boston lawyer could not understand because no one can anticipate the unique medical problems they will face. Neither can the insurance company so, in order to make a profit, they underdeliver benefits for EVERYONE. The only competition they understand is which one can screw their policy holders the most.  That's a game I don't like to volunteer for.  


Steve Love
by Steve Love on Fri Jun 01, 2007 at 05:32:39 PM EST
[ Parent ]

Re: Obama responds to (3.00 / 1)

I didn't make the argument that there were no differences, I made the argument that the differences don't matter much in the context of your third point,

Obama's plan makes Health Care a choice, whereas Edwards plan makes Health Care a requirement.

Now be honest, does it really matter if it's a requirement to get health insurance, if people who couldn't afford it on their own will be subsidized, and can choose between a mix of private and public plans?  Would it really be that much of an imposition to have to have health insurance under those conditions?  This is the point I was making: under Edwards' plan, where coverage is required, no one has a logical reason to not want health insurance, and under Obama's plan, where it is not required, no one has a logical reason to not have health insurance.  


"And so in the place of the palace of privilege, we seek to build a temple out of faith and hope and charity."-FDR
by jallen on Thu May 31, 2007 at 10:40:04 PM EST
[ Parent ]

Re: Obama responds to (3.00 / 0)

You're right, and it's a question of which one is more in line with where most Americans are at?

The biggest marketing problem we have with universal health care - and it could sink it, despite overwhelming public opinion support for the idea - is the "socialized medicine" crap we get from the Right Wing Noise Machine.

Obama's plan innoculates us from that to a large degree, by providing the same thing, but calling it something different. When it comes to average voters, the difference between a mandate and a choice is actually quite significant. This is particularly true given the deficit we currently have in terms of people's general trust in government (again, courtesy of the RWNM).


by Jenifer Fernandez Ancona on Fri Jun 01, 2007 at 12:31:57 AM EST
[ Parent ]

Re: Obama responds to (3.00 / 1)

Well you could say Edwards's plan innoculates us from that as well because nobody ever has to sign up for a government plan if they don't want to. If everyone likes their private plan, then OK keep it. But his plan gives people more choices (nice right-wing frame there he's stealing), so we let the American people decide if they want to go public or private.

Obama does not even give us that choice.

Also, I think most Americans are in line with socialized medicine. Medicare after all, is a hugely popular program. It's just that the elites and those that define the discourse are able to harp on a catch-phrase and distort the debate and scare politicians into not voting for a good plan.


by adamterando on Fri Jun 01, 2007 at 09:01:18 AM EST
[ Parent ]

Re: Obama responds to (3.00 / 0)

what are you talking about?

not give them a choice?

Obama's plan allows every person to get government insurance. A person becomes uninsured if they decline insurance by their employer and choose the government plan. Obama's plan does not force individuals to take their employers insurance it just madates that large employers give insurance or pay a tax.


by dpg220 on Fri Jun 01, 2007 at 11:01:02 AM EST
[ Parent ]

Re: Obama responds to (3.00 / 1)

"A person becomes uninsured if they decline insurance by their employer and choose the government plan. "

Are you sure about that? I had the impression that it's only open to those that cannot get access to health care from their employers. Not to those that choose to not get insurance from their employers.

Also, is the federal plan really a public insurance plan or is it structured like the current federal plan (and many state govt. plans) where the insurance is still delivered through a private provider that competes for government business?


by adamterando on Fri Jun 01, 2007 at 11:03:55 AM EST
[ Parent ]

Re: Obama responds to (none / 0)

"Medicare after all, is a hugely popular program. It's just that the elites and those that define the discourse are able to harp on a catch-phrase and distort the debate and scare politicians into not voting for a good plan."

  It is just that the "socialized medicine" bugbear is an unknown quantity.  For years the hospital, doctors, pharmaceutical and insurance lobbyist were all united against a government program.  After all these years of hospitals and doctors being shortchanged by the HMOs and other insurance-based gimmicks there might be a change in the political landscape in favor of Medicare for all...a Medicare that treats hospitals and doctors fairly...something that has not happened in recent years due to GOP mismanagement.  Doctors did not become doctors to run businesses...if they wanted to run business they would have got an MBA not a MD.  A responsibly run public program just might put doctors back in their profession and end the gaming of the nation's healthcare needs.


Steve Love
by Steve Love on Fri Jun 01, 2007 at 05:42:14 PM EST
[ Parent ]

Re: Obama responds to (3.00 / 0)

Please keep pointing this out because they just can't seem to accept the fact that Obamas plan is better so they keep saying they are the same. No they are not!


"I don't believe in this can't do, won't do, won't even try style of politics. Yes We Can!" ~ Barack Obama
by ObamaEdwards2008 on Thu May 31, 2007 at 11:03:11 PM EST
[ Parent ]

Re: Obama responds to (3.00 / 2)

I know, what's wrong with me? I just can't accept the obvious empirically based fact that Obama's plan is better! There's just absolutely no way anyone else could have another opinion on such a subject.


by adamterando on Fri Jun 01, 2007 at 09:03:52 AM EST
[ Parent ]

Re: Obama responds to (none / 0)

Obama/Clinton/whomever are talking about Health Insurance Plans - they are not talking about Healthcare; and they won't have to keep one single promise they make since the economy is set to expire right when he/she is scheduled to take office;

http://www.calnurses.org/sicko/
http://www.youtube.com/watch?v=yiEl1Ecqn AY&eurl=http%3A%2F%2Fwww%2Ecalnurses 2Eorg%2Fsicko%2F

http://www.guaranteedhealthcare.org/

We don't need insurance we need guaranteed healthcare

Video Clip : Michael Moore - Sicko discussion

http://www.youtube.com/watch?v=xCzUeI0NL GU&eurl=http%3A%2F%2Fwww%2Edailykos% 2Ecom%2Fstory%2F2007%2F5%2F31%2F124844%2 F991

The Healthcare Problem

Our healthcare system is frail - and making our patients sick. Even people with expensive insurance are denied health care, and many Americans can't afford any insurance at all.

The Guaranteed Healthcare Solution

It doesn't have to be this way. Registered Nurses support Guaranteed Healthcare to give our patients the care they need. We don't need over-priced insurance - we need Guaranteed Healthcare.
The political terrain is shifting underneath the "Big 3" Democratic presidential candidates as they take baby steps on the nation's most urgent domestic issue: healthcare.

While their campaigns try to negotiate with the toxic health insurance sector, in the hopes of making them slightly less dangerous to patients, public dislike of these bad actors is about to be crystallized by Michael Moore's powerful new film SiCKO.  Like Edwards and Obama before her, Hillary Clinton needs to score some tickets.  It's not too late for any of the three of them to change course on their healthcare proposals.

Maybe they'll come to one of the opening night screenings you host--see the bottom of this post.
Hillary Clinton, of course, should know better.  HillaryCare I was a Rude Goldberg-like travesty premised on the idea of creating an incredibly complicated scheme in order to carve out a safe zone for insurance industry profits.  Clinton announced last week that she plans on making many of the same mistakes.

Well not explicity, but her healthcare program is so complicated that she can't even announce it in one speech.  It's hacked into three parts, and appears to be a laundry list of new regulations--rather than an easy-to-understand and elegant approach (say--"modernize Medicare and extend it to all Americans," or, "work with doctors and hospitals to replace all the insurance companies with a single, non-profit fund that covers all Americans.  You pick your own doctor--and they are paid to provide care, not deny it.

http://www.hillaryclinton.com/news/speec h/view/?id=1789

She says:There are three parts to my approach. First, lowering costs for everyone. Second, improving quality for everyone. Third, insuring everyone.

That last one of course being the scary one--she didn't say guaranteeing care for everyone, she said insuring everyone.  So our healthcare system will still be based on a perverse dis-incentive...insurers make more money by figuring out how to deny you care.

Many of her reforms seem nice enough, and common to Obama's and Edwards' plans: guaranteeing insurance corporations have to issue you coverage, fixing how they price it, cracking down on their overhead.

But her plan still saddles healthcare with a middleman that takes hundreds of billions of dollars into profits and overhead and CEO salaries.  Trimming that a little doesn't change the main dynamic--and it sets the government up for continuous running battles with the insurance companies over arcane regulatory issues, while the insurers fix the system by pumping obscene amounts of money into political bank accounts.
All of which is just more care dollars being wasted on trifles that propel medical inflation.

Now despite her safe, tinkering plan, Clinton, like Obama and Edwards, seems to understand that the insurers are the bad guys here--she rails against them, but doesn't really take them on.  Matthew Holt, a respected healthcare blogger, notes this bizarre disparity:

http://commentisfree.guardian.co.uk/matt hew_holt/2007/05/the_cautious_approach.h tml

Funnily enough, neither Clinton nor Obama have gone the logical route that one might expect them to go, given their similar assessments of insurance companies and their historical liberal leanings. A Brit or a Canadian hearing stories like this might suspect that the Democrats are en route to instituting a government-based health insurance scheme that would look something like Canada's.

Meanwhile, the pressure continues to rise while, like a frog boiling in a pot, too many Americans are fearful of jumping out.

Now what might encourage all these folks to change their minds is SiCKO.  Americans are about to experience the toxic insurance in full, big-screen color.  Healthcare politics are about to change--are they ready?

America's nurses are.  More details to come, but the California Nurses Association/National Nurses Organizing Committee are co-hosts for the movie's 3000 opening nights across the country.  We aim to turn hundreds of thousands of movies-goers into hundreds of thousands of patients advocates with a unique organizing campaign.


by dearreader on Fri Jun 01, 2007 at 05:08:12 AM EST
[ Parent ]

Re: Differences (3.00 / 3)

1. The Obama plan is not universal healthcare, instead it's a "make healthcare more affordable / expand access to healthcare" plan.
Unlike Edwards, and even Mit Romney, Obama's plan cannot be considered "universal" because it doesn't require people to sign up and doesn't have the necessary funding to fully subsidize the poor and working poor.

2. Obama's plan does form a public insurance program, which is a vital part of any serious healthcare reform. However, the Obama plan does not set the public and private plans in competition with each other, as the Edwards plan does.  Obama's plan allows only those uninsured by their employer to join the public plan, while Edwards allows any American to join the public healthcare insurer. Thus, unless this key feature is changed, Obama's plan won't lead to single-payer as Americans vote with their wallets for a superior public insurer and it relies only on regulations, not competition, to force the private insurance companies to work in the public interest.


Michigan For Edwards and Labor-Netroots for Edwards
by philgoblue on Fri Jun 01, 2007 at 10:03:26 AM EST
[ Parent ]

Re: Differences (none / 0)


1. The Obama plan is not universal healthcare, instead it's a "make healthcare more affordable / expand access to healthcare" plan.

John Edwards has something to say about simply expanding access to health care:

"We have to stop using words like 'access to health care' when we know with certainty those words mean something less than universal care. Who are you willing to leave behind without the care he needs? Which family? Which child? We need a truly universal solution, and we need it now."

- John Edwards


by Quinton on Fri Jun 01, 2007 at 04:31:56 PM EST
[ Parent ]

But Obama's plan HAS a mandate (3.00 / 1)

for children. If a mandate isn't important, why does Obama use one to ensure coverage for children? Hence his defense of his plan makes no sense.

There's a consensus that a mandate (bad word: Dems should come up with a better one), either a government or individual one, is a prerequisite for universal coverage. Obama rejected the consensus--why, I don't know. But his plan is not a plan for universal coverage. That's one reason why I can't find a single indepedent health care expert or policy wonk who thinks Obama's plan is superior to Edwards's or Wyden's. Let me say that one more time:

Obama's is not a plan for universal health care coverage.


by david mizner on Fri Jun 01, 2007 at 10:39:35 AM EST
[ Parent ]

Obama does not (none / 0)

provide universal health care.

Once again, not enough.  It's a pattern of failing to lead on what matters.  


by littafi on Fri Jun 01, 2007 at 04:14:50 PM EST
[ Parent ]

Re: Obama responds to criticism of his healthcare (none / 0)

For your video collection, i found this:

http://youtube.com/watch?v=R4BnrfJvdPA

Keep up the good work


by enarjay on Thu May 31, 2007 at 08:47:47 PM EST

Re: Obama responds to criticism of his healthcare (none / 0)

Look into it.  Thanks.


Obama Citizen Ad Videos
by lovingj on Thu May 31, 2007 at 09:05:27 PM EST
[ Parent ]

Re: Obama responds to criticism of his healthcare (3.00 / 1)

Just my personal opinion but I would like to see health insurance companies completely eliminated from the picture. A single payer system such as Medicare, Medicaid, CHIPS, VA would provide everyone with healthcare and would be good for both families and businesses.


BlueSunbelt.Com Netroots for the Sunbelt states robwire.com My personal blog
by robliberal on Thu May 31, 2007 at 09:02:50 PM EST

Re: Obama responds to criticism of his healthcare (none / 0)

I think most everyone here is in favor of that... problem is the chances of it passing are slim.  I like Edwards plan slightly better than Obama's, but I think that Obama's would have a better chance of passing.  A combo of the two might be what's ultimately needed.


by yitbos96bb on Thu May 31, 2007 at 10:51:47 PM EST
[ Parent ]

Re: Obama responds to criticism of his healthcare (none / 0)

   There is good reason to believe that eliminating insurance company overhead and profits, efficiencies associated with a single-payer system and reduced operating costs doctors have to absorb due to the insurance payment system would be sufficient to give every American a basis healthcare resource at no cost to the taxpayers.  
   Before WWII medicine was practiced between the patient, the hospital and the doctor.  Ever since the insurance element has been interjected into the system every element has suffered: patients have been shorted care and doctors and hospitals have been drained of funding to maintain their side of the bargain.  It is time to put this 50-year-old relic to pasture and return to sanity and simplicity.  
Steve Love
by Steve Love on Fri Jun 01, 2007 at 05:55:22 PM EST
[ Parent ]

I thought that Obama's concept of (3.00 / 1)

a national healthcare exchange, on top a national public health plan, was a very interesting one. It places a regulated market alongside the unregulated one and encourages a reform of the latter system. Kudos to the person/team/Obama that formulated and worked on the idea:


    (2) NATIONAL HEALTH INSURANCE EXCHANGE. To provide Americans with additional options, the Obama plan will make available a National Health Insurance Exchange to help individuals who wish to purchase a private insurance plan. The Exchange will act as a watchdog and help reform the private insurance market by creating rules and standards for participating insurance plans to ensure fairness and to make individual coverage more affordable and accessible.

   Through the Exchange, any American will have the opportunity to enroll in the new public plan or purchase an approved private plan, and income-based sliding scale subsidies will be provided for people and families who need it. Insurers would have to issue every applicant a policy, and charge fair and stable premiums that will not depend upon health status.

   The Exchange will require that all the plans offered are at least as generous as the new public plan and meet the same standards for quality and efficiency. Insurers would be required to justify an above-average premium increase to the Exchange. The Exchange would evaluate plans and make the differences among the plans, including cost of services, transparent.

A couple of suggestions for possible improvement that I have are these:

  1. allow companies also to purchase group coverage through at the exchange
  2. allow individuals to shift their 6% payroll deductions from their company plan to either the national plan or purchase something via the exchange.

I encourage everyone to download and read Obama's full plan from here, regardless of whether they plan to support Obama for 2008 or not.

ps: I also thought that Hillary's arrogant and patronizing response to Obama's plan was uncalled for, and unbecoming.


by NuevoLiberal on Thu May 31, 2007 at 09:53:14 PM EST

Clinton's Rude Statement (none / 0)

We commend Senator Obama for entering the healthcare debate and supporting incentives to make healthcare more affordable; Senator Clinton has long fought to expand healthcare coverage and initiated the State Children's Health Insurance Program that now covers 6 million children and has led the fight in the Senate to pass health information technology.

Senator Clinton believes that in addition to making healthcare more accessible, we have to achieve true universal healthcare so that every American has health care coverage.

LOL how rude! How DARE she say that.


While I could sit in church and pray all I want, I wouldn't be fulfilling God's will unless I went out and did the Lord's work ~ Barack Obama
by bowiegeek on Fri Jun 01, 2007 at 07:14:46 PM EST
[ Parent ]

Is it true (none / 0)

that Edwards plan does not have catastrophic coverage?  That was mentioned somewhere above and it's hard to imagine a Health Care plan without catastrophic.


by dougdilg on Thu May 31, 2007 at 11:06:39 PM EST

Re: Is it true (3.00 / 2)

If everyone is covered for health care it is automatic that catastrophic care is covered.  

Catastrophic care as a separate item is only needed if everyone is not covered.


I am an Edwards Democrat. Visit EENR blog for Progressives
by pioneer111 on Fri Jun 01, 2007 at 12:40:12 AM EST
[ Parent ]

But, Edwards' plan (none / 0)

only aims to cover everyone by 2012, as I have pointed out earlier.

Not sure what the phasing-in scheme is, but in the interim, not everyone will be covered.


by NuevoLiberal on Fri Jun 01, 2007 at 01:09:35 AM EST
[ Parent ]

Re: But, Edwards' plan (3.00 / 3)

Well that's not the greatest counter-point. So there's a four year gap. Considering how long this nation has gone without UHC, that's just a blip on the screen.

Obama's plan does not guarantee that all people will be covered ever.


by adamterando on Fri Jun 01, 2007 at 09:06:59 AM EST
[ Parent ]

Re: Is it true (none / 0)

No, catastrophic coverage limits the out-of-pocket expenses one can have in a year.  


by dougdilg on Fri Jun 01, 2007 at 01:34:29 AM EST
[ Parent ]

Re: Is it true (3.00 / 2)

Don't people that have good health care plans have limits on out-of-pocket expenses already?

So if the baseline health care plan is already a really good plan in the Edwards's plan (including the medicare plus plan), then wouldn't you assume that out-of-pocket expenses are limited?

Also, I thought the point of reinsuring catastrophic illnesses was that it would drive down premiums everyone's premiums, not their out-of-pocket expenses in a year.


by adamterando on Fri Jun 01, 2007 at 09:09:29 AM EST
[ Parent ]

one point (3.00 / 1)

I think we can debate all these plans  to we go blue in the face, but to get any thing that resembles any of the plans that our "big 3" has is going to take a massive sales job with the american people and will need the support of some across the asile leaving aside the specifics who's most likely to be able to that, I  beleive it's Obama.


Obama! because 51% isn't enough!
by nevadadem on Thu May 31, 2007 at 11:28:02 PM EST

Re: one point (3.00 / 1)

The American people are not the problem.  It will be the insurance companies spreading lies.


I am an Edwards Democrat. Visit EENR blog for Progressives
by pioneer111 on Fri Jun 01, 2007 at 12:41:02 AM EST
[ Parent ]

Not an expert, but... (3.00 / 1)

I'm not an expert on health care, but all the experts seem to like individual mandates, and it's in both the California and Masachussetts plans. So I'm not really with Obama on this one. It's pretty clear to me that Obama's plan doesn't have a mandate because it's politically bothersome, and not really on the merits--which is fine, but hardly what you are making it out to be here lovingj.


by Korha on Thu May 31, 2007 at 11:39:31 PM EST

Re: Not an expert, but... (none / 0)

But both the California and Massachusetts plans are too new to know if they'll work well or bomb. (Massachusetts, after all, also had a plan back in the 80s in the Dukakis era--passed into law but never fully implemented and then mostly, I believe, cancelled.)
Suppose you're a 29-year-old single women with no children, self-employed, making say $29,000 a year, who's lost your health insurance for one reason or another. Do you really think the government should force you to pay $300 or $500 or I-don't-know-how-much to an HMO or insurance co--that pays its CEO multimillions and other executive and shareholders who knows how much? And what would you say if your candidate proposed a $3000 a year tax increase for low- and middle-income earnings? I'd rather pay the tax increase: but I say neither proposal is worth the support of self-respecting progressives
by skeptica on Fri Jun 01, 2007 at 10:43:34 AM EST
[ Parent ]

Re: Obama responds to criticism of his healthcare (none / 0)

It's not just "support across the aisle" that these plans need. They also need to be plans less susceptible to total destruction by the media and the RWNM (Right Wing Noise Machine. I may have made up this acronym). So far Obama's is the only one that can avoid the "this is socialized health care" bullshit that they will inevitably spew until they are blue in the face. But yet the plan still covers everybody who is without health insurance.

The only part where it is mandated is for children, and that is also strategically smart because it is harder for even jerks like O'Reilly to say that kids shouldn't have health care.

It's a way to achieve the most important and crucial needs we have in health care right now, and one that has the most potential to fight back from the RWNM.


by Jenifer Fernandez Ancona on Fri Jun 01, 2007 at 12:39:30 AM EST

Re: Obama responds to criticism of his healthcare (3.00 / 1)

Obama's is the only one that can avoid the "this is socialized health care" bullshit that they will inevitably spew until they are blue in the face.

Given that the wingers habitually craft their arguments without even passing reference to reality, color me extremely dubious that there's any possible plan for universal healthcare that won't draw cries of socialism from them. With that in mind, I don't think it's any more helpful to the progressive movement to craft a healthcare plan with an eye to avoiding calls of "socialized medicine!" than it is to craft a budget with an eye to avoiding calls of "tax-and-spend liberal!". So honestly, to the extent that you're right that Obama's formulating his plan based at least in part on such concerns, I like it that much less, not more. You don't beat the Noise Machine by flinching away from it, you beat it by ramming its lies right back down its throat - the electoral experience of the past 30-odd years (if not longer) tells us that. S'why I like Edwards' combative style so much better than Obama's conciliatory style in this race.
Stop blaming the media. The FACTS have a liberal bias.
by McSnatherson on Fri Jun 01, 2007 at 02:41:20 AM EST
[ Parent ]

Re: Obama responds to criticism of his healthcare (none / 0)

I don't know that we know how to beat the Noise Machine just yet, but your point is otherwise well taken.

Still, I believe there is a way to be incredibly strategic and get support from a lot of people and get things done without selling out core principles. I think Obama's plan does that, and I think it is more bold and innovating than many people on the Internets have given it credit for.

We forget sometimes that we really still have to talk people into universal health care, in the devil's-in-the-details kind of way. I'm not sure ramming it down their throats is the best approach.


by Jenifer Fernandez Ancona on Fri Jun 01, 2007 at 03:28:22 AM EST

Re: Obama responds to criticism of his healthcare (3.00 / 1)

Americans by a 2-1 margin, 62-32 percent, prefer a universal health insurance program over the current employer-based system.

Hmm.  Yeah, there are caveats, but it looks good.

In August 2003, Pew found Americans favoring, by 67 percent to 26 percent, the U.S. government guaranteeing "health insurance for all citizens," even if that meant repealing most of "recent tax cuts." And the majority was scarcely diminished (67 percent to 29 percent) by referring not to repealing tax cuts but more directly to "raising taxes." Similarly, Greenberg Quinlan Rosner/Public Opinion Strategies (GQR/POS) found, in January 2004, a 69 percent to 28 percent majority saying that they would be willing to pay more per year in federal taxes to assure every American citizen received health care coverage.


"And so in the place of the palace of privilege, we seek to build a temple out of faith and hope and charity."-FDR
by jallen on Fri Jun 01, 2007 at 03:52:23 AM EST
[ Parent ]

Re: Obama responds to criticism of his healthcare (3.00 / 2)

The thing that annoyed me is that Obama said a real transition to universal health care will require a groundswell of support from the American people first.

So instead of working to lead that groundswell, he offers a watered-down health care proposal. That to me is not being a leader and it sounds like a cop-out to me.

Edwards is at leading with a plan that can go directly to single-payer if people so choose. He's not waiting for people to catch up to him, he's showing them the way. That's what leaders do right?

Once again, Obama's phrase decrying the "smallness of our politics" rings hollow since he doesn't actually seem willing to challenge the smallness of our politics with ideas and plans that while they may get attacked for being such things as socialized medicine, are in fact much better for the general welfare of society.

So when is Obama going to start leading instead of just trying to pre-emptively proposing things that he hopes won't get attacked by the political purveyors that he says are ruining our democracy? So instead of leading a movement to restore our democracy and increase the welfare of our society he's going to find milquetoast solutions to problems that don't offend anybody?


by adamterando on Fri Jun 01, 2007 at 09:17:44 AM EST
[ Parent ]

Supply and Demand (3.00 / 1)

I haven't read all of it yet (got to page 5 and fell asleep) but I do have questions which (when I finish) I will eventually email to the campaign and see if they email back. Here's one:

A keystone of his proposal is to establish a national medical insurance plan market of competing firms which would drive the price down, in theory. Sounds like it could work. But the product they're offering is not dependent upon fixed or linearly variable costs. They depend completely on the participants expected needs from the company in the future, which is random.

To insurance companies risk determines cost, and thereby price (we should all agree). If there is to be no risk discrimination, then either everyone on the private plan needs to pay a higher price, they're going to have to cap the number of people they cover, or the government will have to bail out the industry (which means that it will be just like another public utility company scheme).  If the private companies cap the number of plans they sell, then supply decreases and prices increase. And there's more:

The Exchange will require that all the plans offered are at least as generous as the new public plan and meet the same standards for quality and efficiency.
(National Health Insurance Exchange, bottom of page 4, "Barack Obama's Plan for a Healthy America")

Obama's proposal requires that all of the private medical insurance plans have to be at least as good as the government pooled plans' standards.

Now, government sets a bunch of standards. The federal government is brilliant at setting standards. But meeting them is another story. Government doesn't go to jail or get fined for not meeting legally-imposed standards; businesses do. If the quality of the private plans is better than the government's pooled plan (which seems likely if this can happen), then naturally we would all want private plans. Demand for private plans increase,  and thereby costs to the insurance companies increase. Prices must increase in order to make up for the increased cost. (And remember, insurance companies have to collect the money now so that it's there for later when there's a need.) So somehow I'm certain that if an insurance company wants to participate in this scheme, it will need concessions from the government in order to operate profitably.

Yes, profitably. Private businesses don't have the luxury that government does to eat increasing costs and just tax and sell bonds and increase their debt like our federal government does. If the government sets standards it can't meet, it could easily send private companies into bankruptcy or a frenzy of asking it for a bailout. Prices must rise (unless the federal government can stay on par with the private companies).

So that's the problem I see on the horizon. It seems to me that there will have to be some kind of deal our government will cut with the industry.


While I could sit in church and pray all I want, I wouldn't be fulfilling God's will unless I went out and did the Lord's work ~ Barack Obama
by bowiegeek on Fri Jun 01, 2007 at 04:58:05 AM EST

Not really true (3.00 / 2)

But you can believe that if you want.  There are a ton of people that will not buy health insurance if they can choose not to.  

2 types come instantly to mind.  These being younger Americans, many saddled with debt, and many who don't "plan" on being sick anytime soon.  The other being the working poor, who if it were to cost a dollar, it would be a dollar they don't have to spare after paying for food and shelter.


by dpANDREWS on Fri Jun 01, 2007 at 08:48:26 AM EST

Re: Not really true (none / 0)

that is exactly right.  Even at a significantly lower cost, people will still opt out if they can, which will mean coverage gaps and then higher prices for everyone else in the system.

That is the reason why the Obama plan is not quite there yet.


Don't hate the media, become the media. -- Jello Biafra
by Orlando on Fri Jun 01, 2007 at 04:02:59 PM EST
[ Parent ]

Why shouldn't people have the option? (none / 0)

Both Edwards and Obama's plans allow for private insurance coverage, which means coverage gaps within the public system. This is America after all.... mandatory programs go against the very ideas this country was founded upon. People should have the right to take their chances and whatever consequences go along with them. People should have the right to make dumb decisions.

I think the real question is what to do with people who suffer illness and have not bought into the system. As it is now we end up paying for their medical care anyway, so at the worst Obama's plan is no different from the current situation on that one issue, and is much better than the current situation on everything else.

And Edwards mandatory plan has a whole host of difficulties of its own. Who enforces it? What about people who simply refuse to pay? Do we send people to jail for not being insured as with liability insurance when driving? And what's the cost of that going to be?


by Mystylplx on Fri Jun 01, 2007 at 04:21:03 PM EST
[ Parent ]

Re: Why shouldn't people have the option? (3.00 / 1)

People are legally mandated to have all sorts of stuff. Auto insurance is quite similar. People might not think they're going to get an accident but some inevitably do, and if didn't have insurance they would be screwed and society would probably have to pick up the tab for the damages. With health care, there are people who can afford it but don't opt into the insurance system because they don't think they will get sick or injured. But some inevitably do, and again they're screwed and society has to pick up the tab. A mandate also expands the risk pool and lowers premiums, so that the young and healthy subsidize the needs of the old and sick instead of leaving them to fend for themselves. Social Security works exactly this way.

I agree health care reform without a mandate will mostly likely be more politically feasible than reform with a mandate. But also probably less effective, too.


by Korha on Fri Jun 01, 2007 at 05:39:55 PM EST
[ Parent ]

Actually... (none / 0)

I said Obama's plan is no different than the current situation Re what happens with the uninsured, but that's not really true. The difference is under Obama's plan there should be many fewer uninsured, so it's still better than the current situation even on that measure.

So the next question becomes--What will the enforcement costs be for Edwards mandatory plan? Will the savings from having more people in the system make up for them? Or will the enforcement costs outweigh the benefits?

Thoughts?


by Mystylplx on Fri Jun 01, 2007 at 04:47:00 PM EST
[ Parent ]

Re: Actually... (none / 0)

Are you kidding? Enforcement costs being more than the savings from have everyone insured, a public plan with 3% overhead and all the cost-savings devices that all the candidates are proposing?

The savings will be orders of magnitudes larger than enforcement costs.


by adamterando on Fri Jun 01, 2007 at 08:34:41 PM EST
[ Parent ]

Re: Obama responds to criticism of his healthcare (3.00 / 1)

Your questions just reinforce why I support Edwards.  someone who appears ready to lead and fight for the bolder position.  Someone who is ready to start a negotiation and a debate from our frame and position, not theirs.   And someone who has the political skill and ability to reach a broad audience to do it well.

I admit that this last one is subjective, but objectively I think the first two are pretty clear based on the record.  


Don't hate the media, become the media. -- Jello Biafra
by Orlando on Fri Jun 01, 2007 at 05:29:58 PM EST


You are not logged in.

In order to post a comment, you must be logged in. If you have a member account, please log in to comment.

If not, you can make an account right here. It's quick and free.